Digest #7(15)

Main for June

Hello, friends! In June, offline business began to revive in Russia and other countries: restaurants and other public institutions are gradually opening their doors and accepting visitors, and people are happy to leave their homes to have a good time. We and all mankind realized at once how quickly the world can change and how IT technologies have helped us maintain our health, continue to work and live actively. As never before, today everyone understands the importance of developing financial technologies and contactless payments.

This is great news for the Joys team, because now restaurants and offline stores will be able again to accept contactless payments using the QR code through our payment service. During this month, we have connected a few new stores and released an updated application for merchants – Joys POS. We will tell you about this and many other things right now!

In this issue:

  • Joys Wallet – connected women's clothing stores "Sade" in Kemerovo, improved app stability
  • Joys POS – a new version of the app for merchants is already available in the AppStore and Google Play
  • Joys: integration
  • Joys: cooperation with the Eurasian Development Bank
  • Joys regional agents
  • Webinar of CEO Joys Andrey Mikhaylishin "Evolution of money circulation and financial transformation of the world" in the Business incubator of Plekhanov Russian University of Economics
  • June JOYS rate analytics
  • Cryptomemes

Joys Wallet – connected women's clothing stores "Sade" in Kemerovo, improved app stability

Now you can buy clothes for the cryptocurrency using the Joys Wallet app! We have connected 3 "Sade" stores in the Kemerovo city to our payment service. In "Sade" you can purchase exclusive women's clothing from sizes 42 to 56 and order free shipping.

Detailed information about the establishment and address can be found in the «Stores» section of the Joys Wallet app.

We also updated our app and fixed most of the bugs that occurred due to the transition to the new processing. The new version of Joys Wallet is already available in the AppStore and Play Market.

If you haven't used our app yet, then you have a great opportunity to get free 250 JOYS to your wallet! For it you need to enter the promo code «JDEN» during registration, and after successfully passing the KYC verification procedure, you will receive bonus coins to your account.

Joys POS – a new version of the app for merchants is already available in the AppStore and Google Play

Following the new Joys Wallet processing, we have updated the Joys POS.

The Joys POS mobile app allows you to use a universal mobile device (smartphone, tablet) as a POS terminal and accept electronic means of payment available in Joys to pay for goods/services in trade-service enterprises. Your mobile device must have a camera and Internet access.

List of changes in the new version:

  • simplified activation principle: now you only need to enter the terminal number and a one-time activation code
  • now you can make a refund from any of the terminals connected to the same account
  • setting select the default payment method: show the QR code or scan the user's QR code
  • instant refund on the day of purchase
  • possibility of partial refund of the purchase amount
  • automatic terminal re-activation mechanism
  • now all requests in the app are confirmed with an electronic digital signature
  • enhanced search capabilities: by transaction number, by document number (receipt), and also customizable - showing operations for a specific date or period
  • creating a Z-report
  • improved app stability and speed.

To activate, you need to know the terminal number and activation code for it. In order to get the required data, you must submit a request for activation and sign a contract. You can submit a request to connect from the app (click "Get started with Joys") or on our website.

Download Joys POS for iOS and Android right now and start accepting cryptocurrency payments absolutely legally!

Joys: integration

We have published a new version of the Protocol for interaction with payment processing: we have provided a simplified format for connecting payments to a website or online store. Now integration is safer (encryption keys have been added) and easier (requests to payment processing have become more compact).

In the near future, we are preparing an update for the Joys POS EVOTOR application, in which we have improved a number of characteristics, while maintaining the usual interface for making payments through the Joys Digital payment service.

Joys: cooperation with the Eurasian Development Bank

Joys has signed a cooperation agreement with the Eurasian Development Bank, which is already working with the BRICS Pay payment service project for the BRICS countries (Brazil, Russia, India, China, South Africa and the BRICS PLUS countries). Joys is an active member of the BRICS Business Council. The possibility of expanding the countries participating in BRICS Pay by joining the service such countries as Armenia, Belarus, Kazakhstan, Kyrgyzstan, and Tajikistan is also being considered.

The Eurasian Development Bank (EDB) is an international financial organization designed to promote the economic growth of member States, expand trade and economic ties between them, and develop integration processes in the Eurasian space through investment activities.

Joys regional agents

We are launching a new section in our digest, where we will talk in detail about regional Joys agents who connect new stores to the Joys payment service, as well as help in spreading the service around the world.

During June, our agents Eugene Shomshin (Tomsk) and Ivan Shashkin (Tomsk) negotiated the connection of 4 stores to our payment service. We will tell you more about the stores in the next issue of our digest.

The Joys payment service offers an Agency program to every active individual entrepreneur or organization interested in making a profit and expanding acceptance of the Joys payment method in Russia and around the world. We invite you to join our Service by signing a contract with us.

The store you have attracted is connected to the payment service in accordance with the current terms and conditions.

For attracting a new store, the agent receives a reward from the service. Remuneration depends on the turnover of accepted payments for each attracted store via the Joys payment method.

You can submit a request on our website.

Webinar of CEO Joys Andrey Mikhaylishin "Evolution of money circulation and financial transformation of the world" in the Business incubator of Plekhanov Russian University of Economics

On June 23, the Business incubator of Plekhanov Russian University of Economics hosted an online webinar by CEO Joys Andrey Mikhaylishin on "Evolution of money circulation and financial transformation of the world" theme. The recording of the webinar is available on our YouTube channel (available only in Russian).

At the webinar Andrey discussed the following questions:

  • What is money? When and why did they appear? What functions do money perform?
  • How did money change along with the change in the technological way of society?
  • What is money today, what is the role of Central banks and how does the issue take place?
  • What will be the money in the future and how to use it today?

Andrey also answered questions from participants of the webinar and semi-finalists of the competition of innovative projects 2020 of the Business incubator of Plekhanov Russian University of Economics.

June JOYS rate analytics

Daily chart of the JOYS/USDT pair for June from the p2pb2b exchange

The exchange rate of the JOYS cryptocurrency over the past month has shown excellent results, making repeated attempts to go into the buying trend, and the peak value of the coin price has updated its maximum since February 2020. Such movements indicate an interest in the coin. In June, the value of $0.0085 became the support level, when previously it was the level of $0.0075.

Daily chart of the JOYS/BTC pair for June from the p2pb2b exchange

The JOYS coin for June added 17% to the price at the beginning of the month. The chart also shows fluctuations in the exchange rate, but the presence of large sellers puts pressure on the rate to $0.01.

Cryptomemes

See you in the next month!

Joys team