Get unlimited freedom
Pay for purchases in stores and on websites in digital assets
At store cash registers
Make purchases as usual: select the wallet you need, show the QR code for payment at the cash register. You can use any digital asset available in the Joys Wallet app. We make all settlements with stores in local currency.
On online store websites
Select a wallet, scan the purchase ID viewed as a QR code from the monitor screen and confirm payment to the selected seller.
While running with a coffee
Thanks to our solutions, you can make usual purchases from individual entrepreneurs, self-employed or in the market. Select the wallet you need, show the QR code for payment.
Get access to the world of digital economy
Joys Wallet is the first crypto wallet with the ability to pay for goods and services at the checkout in stores connected to the Joys payment service. This app unites accounts of different blockchain networks, allows to buy and sell digital assets through bank cards and fiat wallets in the app, as well as make cryptocurrency transactions. You will have a complete list of all stores where you can use the digital assets to pay for goods and services.
Opening wallets and managing your money is convenient and easy
You can open wallets in those asset which is convenient for you: classical currencies, cryptocurrencies or tokens. All funds are stored on your individual account and are available to you 24/7. Transfer funds from account to account or other users. Securely pay for goods and services with any available means of payment.
History is always available anywhere
You have access to the details of each operation. You will see the recipient, the amount of the purchase, the commission (if any) and the composition of your purchase.
Buy and exchange cryptocurrency in the application — conveniently, profitably and fast!
To buy or exchange cryptocurrencies you just need to select the amount, accept the terms of the operation and make the operation. You can buy cryptocurrencies by bank card.
Your funds are reliably
protected
Your digital assets are always stored in individual wallets on of a licensed company. Also, at any time you can check the balance of your wallet in the corresponding blockchain networks.
Fiat currencies are stored only on your personal accounts financial institutions with the relevant licenses in accordance with the legislation.
All transactions within the system of payments for purchases are made only with authorized stores through a secure communication channel.
Confirmation of payment occurs only in mobile app, you do not need to transfer to third parties or enter personal or other information regarding payment on websites.
Support is always near
You can contact Customer Support Service directly from the mobile app.
Our experts will help to fix the problem:
- enter the menu;
- select the chat;
- start a dialogue with the operator.
Comparison with other services
Joys
Telegram bots
Crypto ATMs
Online and offline exchangers
Cryptocurrency exchanges
Pros
- convenient to use from phone;
- you can legally pay at the store's checkout;
- convenient to buy cryptocurrencies for fiat money from a bank card;
- you can exchange one cryptocurrency for another;
- a good choice of cryptocurrencies;
- works fast;
- no need to go to the office;
- built– in support.
- convenient to use from phone;
- bots offer several payment methods.
- process of buying cryptocurrencies through an ATM is similar to replenishing the balance of the phone;
- ATMs issue a check.
- work fast;
- wide choice of cryptocurrencies and payment systems;
- exchanger issues an electronic check;
- in some cases, exchange takes place live, you need to go to the office.
- wide choice of cryptocurrencies and tokens;
- purchase and sale at the market price;
- have a price chart;
- exchanges regularly undergo a security audit and form insurance funds in case of hacking.
Cons
- registration and passing verification are required.
- high probability of encountering scammers.
- ATMs are few and far away;
- you can only buy popular cryptocurrencies at an ATM, mostly Bitcoin;
- basically, ATMs only sell cryptocurrencies for fiat money, buying cryptocurrencies from a client is rare;
- required to leave home.
- you need to specify personal data, sometimes registration is required;
- cryptocurrencies stock may run out;
- a buy rate is above the market by 2-3%, a sell rate is lower;
- you have to use cash, in some cases – need to go to the office.
- you can not trade anonymously.
Fee
- purchase of cryptocurrencies from a bank card without any fee;
- rate of payments in stores is taken from the Kraken exchange-3%;
- rate of exchange and purchase of cryptocurrencies is set depending on the volume and is taken from the Kraken exchange from +4%;
- withdraw cryptocurrencies from the wallet without any restrictions and service fees
From 5% for bot services and from 1% to 2% for transfer in the payment system.
The average commission for a purchase at Bitcoin ATMs is 8.9%.
From 5% for the exchange of cryptocurrency and from 1% to 2% for the withdrawal of funds through the payment system.
From 0.1% for cryptocurrency exchange and from 2.5% (or a fixed amount) for withdrawal of funds via the payment system.
Payment at the store
Available, without the need for withdrawal in fiat money.
Not available
Not available
Not available
Not available
Join us and make purchases in a cryptocurrency
worldwide, right now!
Stores
FREQUENTLY ASKED QUESTIONS
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Downloading Joys Wallet app
You can download our app directly from Google Play or App Store.
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Registration
To register, open the installed Joys Wallet mobile app and follow the instructions on the screen.
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Restoring account access
Open the Joys Wallet mobile app, make an authorization request, expect an incoming call to the phone number that you have indicated. Enter the last six digits of the phone number of the incoming call. Next, follow the instructions on the screen of your smartphone.
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Why do I need to verify my identity?
You need to verify your identity to use your Joys Digital account. This policy complies with the legislation known as Know Your Customer (KYC) which is a process of verifying the identity of company`s customers.
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How can I verify my identity?
Press "Complete KYC", then follow the instructions. You will need to take a picture of a valid photo ID and your face. We may request a copy of your legal right to stay in one of our supported countries (for example visa, residence permit).
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What are supported countries?
Currently, we fully support only legal residents in Russia. For all other countries, the payment service operates with functional limitations. Available functions are the storage of cryptocurrency and payment for goods and services only on the territory of Russia.
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What is the age limit?
To use the Joys Wallet app you should be at least 18 years old.
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Are there any limits to replenish the digital asset wallet?
There are no limits to replenish the digital asset wallet.
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Do I need to verify the source of my funds?
As a part of the AML procedures and domestic legal requirements, we may request users to provide information about their sources of funds.
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I cannot verify my identity
If you are waiting for the verification results, please note that our respond may take from 10 minutes to 24 hours. If your verification is failed, please try again and double-check that your images are clear and all the photos of the document are readable without any blur or glare.
Pay attention you should be at least 18 years old.
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I forgot my password
You need to carry out the password recovery procedure, to recover your password, follow the instructions in the Joys Wallet app.
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My phone is lost or stolen
Contact Customer Support Service calling 8-800-100-80-69, block your account, after recovery, contact Customer Support Service again to unblock your account.
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I want to close my Joys Wallet account
If you want to close your account, you will first need to withdraw your assets from the wallets opened in Joys Wallet, complete all transactions (payments, transfers). After making sure that these steps are completed, please contact Customer Support Service from the Joys Wallet app to request that you close your account.
Please take into consideration that as an institution we are required to keep data of our former users for 6 years.
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What cryptocurrency is supported?
You can get access to JOYS, BTC, ETH, LTC, BNB, BCH.
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How much does it cost to get cryptocurrencies?
You can find out the cost of receiving cryptocurrencies during the exchange in the Joys Wallet application.
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What determines the purchase rate?
The purchase rate depends on the volume of cryptocurrency purchased, more volume, better rate.
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How to buy JOYS cryptocurrency in the Joys Wallet app for another cryptocurrency?
- Select the wallet of the cryptocurrency you want to buy;
- At the bottom of the main screen, click on the "Receive" button – then "Exchange";
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From the list of available currencies, select the currency you will use to pay for the purchase and set the amount you plan to use to purchase cryptocurrency.
The field below will automatically show the amount of purchased cryptocurrency and the exchange rate;
- After filling in all the fields, click the "Continue" button. The exchanged cryptocurrency will be transferred to your wallet in the Joys Wallet app. Receive of the wallet can take from five minutes to several hours and depends on the specifics of confirming transactions in blockchain networks.
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How to exchange cryptocurrencies in Joys Wallet? How to buy cryptocurrencies with another cryptocurrency?
- Select the wallet of the cryptocurrency you want to buy;
- At the bottom of the main screen, click on the "Receive" button – then "Exchange";
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Specify the amount of the debited cryptocurrency and select the wallet to receive the transfer;
The field below will automatically show the amount of purchased cryptocurrency and the exchange rate;
- After filling in all the fields, click the "Continue" button. The exchanged cryptocurrency will be transferred to your wallet in the Joys Wallet app. Receive of the wallet can take from five minutes to several hours and depends on the specifics of confirming transactions in blockchain networks.
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How to purchase JOYS cryptocurrency on the exchange?
- Register on the P2Pb2b or LATOKEN exchange.
- On exchanges, it is possible to purchase cryptocurrency with a bank card. Buy one of the following cryptocurrencies: Ethereum (ETH), Bitcoin (BTC) or Tether (USDT).
- Then go to the trading page and find the pairs of cryptocurrency you are interested in. For example, JOYS/USDT.
Example links to trading pages:
https://p2pb2b.io/trade/JOYS_USDT
https://exchange.latoken.com/exchange/JOYS-USDT
Here you can exchange Tether (USDT), Ethereum (ETH) or Bitcoin (BTC) for JOYS, choosing the best rate. After the exchange is completed, the balance of your wallet on the exchange will deposit. You can transfer the purchased cryptocurrency to your wallet in the Joys Wallet application.
Important! We are not responsible for the operation of these exchanges and for your success in trading.
You can find out about the specifics of trading on the exchange in the user's manuals:
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How to deposit the wallet in Joys Wallet app?
This method is suitable for you if you have cryptocurrency on another service, such as an exchange or online wallet.
Open this service and find the send or transfer function there. At the same time, in the Joys Wallet app, on the screen of the selected wallet, click on the "Receive" button.
In opened window you will see a QR code that encrypts your wallet address. It is used to get the address quickly by scanning with any cryptocurrency application.
The wallet address is shown under the QR code — a long set of letters and numbers. To the right of it there is a copy symbol. Click on it and copy the address to the clipboard. Insert your wallet address in another service on the transfer screen and confirm the transfer of funds.
It is important to remember that sometimes it takes a long time to receive funds to the wallet, which depends only on the specifics of the operation of blockchain networks.
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How to send funds from a wallet in the Joys Wallet app to another wallet?
To send cryptocurrency from your wallet in the Joys Wallet app, go to the screen of the cryptocurrency wallet you want to send:
- Click on the "Send" button;
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On the opened screen, in the field "To someone else's wallet", specify the wallet address where you want to transfer the cryptocurrency. The address can be entered using the keyboard or copied and pasted into this field.
There is a scanner symbol on the right side of the field. By clicking on it, you can scan a QR code with the wallet address where you want to transfer the cryptocurrency — it will automatically be added to the field.
The address must belong to the same cryptocurrency network. That is, JOYS can only be transferred to another wallet in the JOYS network, BTC — to a BTC wallet, and so on.
Be careful when entering the wallet address for sending!
- In the field "Amount to send" below, indicate the chosen amount of cryptocurrency to transfer. Please note that when sending, a blockchain network commission will also be charged for transferring funds to another wallet. The amount of the commission is indicated below.
- The "Total" line will indicate the total amount of cryptocurrency that will be debited from your wallet.
- To make a transfer, click the "Send" button.
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I made a purchase of cryptocurrency, the money was debited, but the cryptocurrency did not arrive, what should I do?
Usually, coining takes from a minute to several hours, if you still have not received cryptocurrency, please contact support.
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Why is replenishment of the wallet failed?
Some of the most common reasons are: you have insufficient funds, you have entered the wrong wallet address.
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Why hasn`t my replenishment been completed yet?
If the entered wallet address date are correct, in some cases it may take up to 48 hours to replenish the wallet, it depends on the load on the blockchain you chose.
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The balance was not updated after paying for goods.
Restart the mobile app.
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The recipient did not receive money.
Transfers as well as replenishment may take a long time.
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I want to cancel a transfer
Transfer cancellation is not provided in the blockchain system.
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Why did my transfer fail?
Check if the data you entered is correct, perhaps you are entering the address of the wallet from another network. Retry the transfer later.
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